Types of car insurance in America
Car insurance in America is mandatory for all drivers, including expatriates. There are two main types of car insurance in America: basic insurance and comprehensive insurance.
Types of car insurance in America
In the following lines, we will explain in detail the types of car insurance in America:
Basic insurance
Basic insurance is a type of insurance that covers you in the event that you cause a traffic accident that injures another person or damages their property. This insurance usually includes:
Third Party Liability: Covers the costs of injuries and treatment of people who are injured in a traffic accident.
Driver Liability: Covers the costs of your injuries and treatment if you cause a traffic accident.
Full insurance
Comprehensive insurance is a type of insurance that covers you if your car is damaged or stolen. This insurance usually includes:
Repair or replace your car if it is damaged in a traffic accident.
Replace your car if it is stolen.
Covering the costs of damage to your car due to weather or natural disasters.
Car insurance conditions for expatriates
There are some conditions that expatriates must meet to obtain car insurance in America, which are:
Possess a valid US driver’s license.
Possess residency in the United States.
Provide a US tax identification number.
Comparing the cost of car insurance in America for expatriates
The cost of car insurance for expatriates varies depending on many factors, including:
Type of car.
Driving history.
Mandatory register.
The area where you live.
In general, the cost of car insurance for expats is higher than the cost of car insurance for US citizens.
How to get car insurance for expatriates?
There are many insurance companies that offer car insurance for expats. You can compare prices from several companies to get the best deal. Here are some tips for getting car insurance for expats:
Get a US driver’s license.
Get a US tax identification number.
Ask about expat insurance offers.
Compare prices from several companies.
Car insurance is important for all drivers, including expatriates. By obtaining the right car insurance, you can protect yourself from the risks of financial liability in the event of a car accident.