Steps to car insurance in America
What are the steps to car insurance in America? Insurance of civil liability arising from accidents of rapid transit vehicles) This type of insurance covers the insured against bodily damages that may be caused to others and he is the cause of these damages, and this document is considered one of the most important documents required when licensing any car, and therefore it is called compulsory insurance as it issued by law.
Steps to car insurance in America
This type of insurance covers damages that may be caused to the insured car as a result of an accident, as well as material damages to the property of others, and it entails the responsibility of the insured to compensate for these damages.
Collision and/or overturning due to accident or sudden mechanical failure or as a result of damage caused by use.
The intentional act of a third party, provided that the culprit is not working in the service of the insured, or the car was in his custody, possession, or control, or from a family member.
Fire, external explosion, or self-ignition.
Robbery or theft or attempted theft.
The intentional act of a third party that causes damage to the car.
During inland or land river transport, crossing canals and waterways (from one bank to the other), rail transport, or by using elevators or hoisting machines.
Alternate key lock
In the event that there is a replacement car key insurance, the insured will be compensated in case the car key is lost or stolen within the limits of the agreed insurance amount.
Comprehensive car insurance
Car insurance in America is a type of property insurance that covers the risks of various accidents that the car may be exposed to, such as collision, burglary, theft and fire. By compensating the owner of the vehicle participating in the comprehensive insurance for accidents by repairing the car or paying the market value of the car in the event that it is subjected to total loss (an accident that cannot be repaired), and it is called supplementary insurance.
And the principle of car insurance in America is based on the individual obtaining insurance coverage in exchange for an annual subscription paid to the insurance company, which collects contributions from large numbers of individuals in order to distribute risks and provide compensation for accidents that happen to the cars of any of the insured (not all insurance participants). They will have accidents in the same year).
Advantages of obtaining comprehensive car insurance
The biggest advantage of comprehensive car insurance in America is the peace of mind that a person gains when obtaining an insurance policy from a reputable company.
And that one is reassured and has confidence that, God forbid, in the event of an accident, he will find the insurance with him and help him by compensating him to repair the car.
And this makes you not bear the cost of repair expenses out of your pocket, which, with current market prices, reaches twice the price of car insurance subscription in accidents that may be relatively minor.